Abundant Money Flow
Spoken words are not that powerful. The reason being is, that as soon as you affirm, our conscious mind rejects those suggestions straight way, reminding us that they are not true.
However, there are words, about a one hundred of them, found by James T. Mangan. They by pass the conscious mind and have a direct access to our subconscious minds. Thus, they are very effective. In fact, they have an immediate effect on us.
Let us see one set of switch words to have money flow in our lives.
The Switch words to have money flow in your life – they could be from those who owe money to you or from somebody who is willing to loan you out – even from un-expected sources are:
FIND DIVINE ORDER COUNT NOW DONE
Divine Order is required for us to give money and help somebody. The same ‘Divine Order’ resource triggered, to make them return the money back to you. To ‘Find’ the money and ‘Count’ it ‘Now’ and get it ‘Done’, use other SwitchWords.
Subconscious Mind has no barriers. It will make it happen for you.
The above material is an extract from Mudra Class conducted by Naran S. Balakumar on Feb 14th, 2009. Please click the link to see the class material: http://www.naranheal.com/naran-teaches-categories/mudras
Lost and Found
Alka Goel was chanting the Angel Numbers for a while:
48 – For lack of money and
520 – To find miracle in her life
On the same day, her husband reported that he had misplaced two lakhs of rupees somewhere.
She immediately remembered the SwitchWord “Reach”, which is used to find the lost articles. She chanted it few times.
She had the prompt to check in her husband’s office. SwitchWord REACH will give you subtle directions toward the lost particle. Therefore, she asked her husband to check for the money in the office. Meanwhile a worker in the office, found the suitcase that contained the money and handed it over to her husband.
She thinks that the Angel Numbers as well as the SwitchWord REACH have helped their money to be in safe hands.
Sugar pills that help us to access the power of these divine numbers are available with Naran.
Alka Goel was visiting a Chit Fund company, to try her luck in the Monthly Chit draw.
She wrote the word “COUNT” using her left hand and kept the paper in her Jeans pocket (left hand – the non-automatic hand writing helps us to focus better, while writing affirmations, making it more powerful).
There were seventeen others participating in this lucky draw. Out of these eighteen persons, one person will receive the chit amount of Rs 80,000, if their name is the lucky draw’s pick.
To her surprise, she was the lucky one in that month. She firmly believes the Switch Word “COUNT” has helped her.
Count helps you to count Money.
Reiki Vs Government
A student of Naran S. Balakumar had filed a case against the government.
The government wanted to acquire her land, like the way they did with several others, to start an industrial zone. She registered a case to stop them. On top of that, she wanted the government to allocate some land, to use it as a pathway to her land.
Naran asked her to write her wish, on a piece of paper. She placed the paper in a small box. She gave Reiki to the box, twice a day, for a period of one month. Then she stopped.
After a few months of court hearings, the government decided to give up the acquisition. In addition, they agreed to sell her the land, required for the pathway too, though 2.5 times, the original cost. She filed a case for that too. She used the Reiki Box for this wish as well. Eventually, the government agreed to sell her at the market price.
As her wishes, were fulfilled, she dipped the (intention/wishes) papers in a glass of water – to release them to the Universe, and threw them in the dustbin.
Right or Wrong Figure it out with Fingers
Fraudulent Practices in the Office
Raj was an assistant accountant in a company.
His boss was cheating the company by getting commission from the vendors.
Raju was party to it. He was getting some cut from those deals. Though, his conscience pricked, he did not mind taking the money.
Eventually, he developed pain in the right fingers.
I asked him that he is doing something wrong in the office. I told him to resign the job, as the body is warning him that he might land up in trouble soon.
He resigned from the company immediately.
Venu did not save until the age of fifty. Whatever he earns he will spent it without twice thinking about his future plans.
He got pain Right hand fingers and after few months it became numb.
The body is informing him, ‘don’t spend everything and start saving for the future!
Please note the above material is from the monthly meeting held on Jan and Feb 2009 on Mind and Body Intelligence:
Managing the Current Economic Downturn
Nowadays, we notice a sense of recession everywhere. Please let us know how we can handle ourselves during this global economic downturn.
Naran S. Balakumar
What is recession?
Recession is a form regression in the progress of a nation or of an individual. It implies a sudden down fall in the economic status of the Individual/Nation. Sudden fall means regression. Regression is the key word for Gentian, the Bach Flower Remedy.
What is the implication of Regression – the messages for the Individual facing it?
One has to change to improve himself. In this period of recession, one need not have to feel depressed. Repeatedly, when we talk about the word Recession, it becomes a living entity – a life force. Then it will start ruling us.
A new way of thinking and a change in attitude, is what is called for now. Regression will yield to Change and Change would lead to growth.
The Bach Flower Remedies Gentian and Walnut alone can easily make a person overcome this period of economic downturn.
We have to be in the state of “FIND DIVINE ORDER NOW” (chant the Switch Words to be in that state). This is the indirect message for you from the period of Recession. If we find divine order, we can COUNT DIVINE, meaning we can count on miracles. The Switch Word “Count” will help you to find the money in your life.
Squirrel for Money and Getting Things Done
Squirrel for Money and Getting Things Done
You can call upon Squirrel when you are desperately looking for money. Though, it will work only when you need money and constantly worry about it.
It is available in the form of pills. You may hang the picture of Squirrel and watch it frequently too or carry it in the pocket.
A mother of 12 year old child, living in New Jersey, who is dependent on her relatives for financial assistance as her husband is unemployed, wanted money for son’s naming ceremony. She wanted to do it as she doesn’t want her son to feel bad, as this is a tradition in her family.
The function was fixed, though she had no money to take of her expenses. She took pills made of the animal spirit Squirrel and was carrying the photo of Squirrel too in her purse.
Soon after, her mother-in-law called her up and said she will buy all the stuff required for the function. Then her uncle told her that he will take care of the food expenses, which is the main expense item.
Thus Animal Spirit Squirrel can open up the money sources required by you. Remember the saying in Tamil here which says, “Like Squirrel he saved up money, bit by bit”.
You may use Crane and Frog in similar states, though it depends on your mental state.
Getting Things Done
It can also help you to organize and execute your work. You will find the time to do it. You will be able to split up your work in such a way, that you will complete them by bits and pieces.
Dare 2 Do IT! June 26th 2009- Experiences Using Find Count SwitchWords
(Originally this article was published in link:
I was reading Naran’s blog about money woes faced by his client, who needed money for her marriage expenses (article written by M. Govindakumar). He told them to say the word “Find Count”, which is called a “SwitchWord” coined by James Mangan in his book The Search of Perfect Living. He also recommended her “Sweet Chestnut and Walnut” Bach Remedies.
The “Switch Word” and “Bach Remedies” need separate articles, in this article I will focus on the “Switch Word” I learned and tested. I doubted how one word “Find Count” can help solve the money problems, so I tried to see whether it works or not.
I did the following: I chanted “Find Count” 108 times and also did “Pran Mudra” which is also called as “Money Mudra”.
You can do this Mudra by sitting erect in a chair or you can lie down in bed and do this. The recommended time is 10 minutes but for good results do 30 to 45 minutes. You can even do this when watching TV or when you talk with others. Naran S. Balakumar says the following about the purpose of doing this Mudra:
The mental state worry links with the scarcity situation. Lack of money = Worry. Enough money on hand creates a mental state of Relaxation and Calmness. When you do this Mudra, you activate your calmness. This calmness in turn, brings money into your life.
In my case I didn’t focus on Pran Mudra but did it whenever possible, but I mainly focused on the Switch Word “Find Count”. I chanted “Find Count” 108 times and did a few repetitions in one day.
The next day I received some funds from an unexpected source. I thought it was coincidence and tried it again, similar stuff happened, I received some more funds from another source. I couldn’t believe it but it happened.
You can also try it and let me know whether it worked or not. You can either say the Switch Word alone or do them both (Pran Mudra and Switch Word).
(Cgull alias Chris)
He dared and did!
(Naran S. Balakumar)
Hari Hum Meditation CD
When you inhale, chant Hari and during exhale chant Hum. When Hari enters (inhale), then Hum (ego) goes out (exhale).
This exercise is good for releasing our anger, pride and ego. A Rhythmic breathing of HARI HUM CD is available at the centre.
I was doing Hari Hum Breathing with the CD (on inhale chant Hari, on Exhale Hum based on the speed of the mantra recited in the CD).
First five minutes I was having different thoughts circulating within. After that I felt a gush of white light filling up my entire being both inside and outside me, as if I was fully protected by the white light. I felt total silence and no thoughts were there. In between I felt that I was not breathing at all. It was a beautiful experience I want everybody to go through this experience.
(Ravi, Reiki Master)
A mechanic could not fix Shantha’s motor pump for a week. He mechanic tried various things. Nothing seems to be working. Shantha put pills of Oak (don’t be a hard worker, be a smart worker), Chestnut Bud (repeating the same stuff or mistakes without learning from the mistakes) inside the water tank. Within a day, the motor pump was fixed.
To Receive is To Give
Choices, Decisions and Solutions Part VII
A Chicory person is possessive – especially with money, therefore he or she will not part with their money. They will not repay either even if they have no shortage of funds.
The common tendency is: whenever we need to spend money, we don’t feel happy. Therefore, chant or take (Bach Flower Remedy) Gentian as this will make you feel happy while giving. This is essential to restore the receiving and giving cycle.
When you receive money chant Chicory so that you will get out of the possessive mode.
When we restore the receiving and giving cycle thus, money will be flowing in to your life automatically.
All Indians have their Basic Chakras affected – thanks to their feeling of insecurity. They feel if we save, there is security. May be this is due to group consciousness. This has to be healed.
Manage Your Life with Switch Words Part II
(From Multi Dimensional Healing June 27 Workshop)
Money Flow – Case History
I had a problem with my finance department for last one month. My emails to them had no effect. They didn’t credit the amount due.
I consulted Naran S. Balakumar, who asked me to chant “Together Find Count Divine”. I did chant for a day. My account was credited within a day.
I shared this story with my husband, who had no pending money from anybody. Still he chanted for two days. Third day he received a communication from the government that there is 3% increase in pay rise.
Attitude for Gratitude
Always lead a life of gratitude.
Affirm, “Sorry, Forgive me, Love, Thanks, Divine” to be in the in the attitude of gratitude.
The intention is created by us to make things happen. But thanks to divinity it’s happening. Therefore, make the intention. Though at the back of the mind say to yourself, “It’s not happening because of me. Divine is around me, which I am not able to tap. Without my knowledge, it comes to help me and goes away. Therefore, I should live in the attitude of gratitude”.
Lalitham Mantras For Abundance
Chant the mantras in the following order:
Lalitham Baskaram and
Benefits of Lalitham
Lalitha means beauty. I combined M with it – as M immediately vibrates with the right brain. That’s why Bija mantras end with M. It’s the right brain that has to guide our lives.
Whatever sins and mistakes you may have committed, Lalitham helps you to release and be forgiven.
We say our obstacles are due to our bad karma. However, they can be released thanks to Lalitham. Once they are removed, the obstacles to our lives are also removed.
Thanks to this mantra, Money will flow into our lives. Any problem that deals with basic/root/Mooladhara chakra can be handled by this mantra. Then abundance of happiness, comfort and money will result in.
La, Lum (bija mantras) – for Basic Chakra, Tham attracts, Sri – activates third eye, and Rum – energises Solar Plexus Chakra.
Sri and M (at the end of mantra) à Sri is Lakshmi. This is the mantra for Goddess Lakshmi. Lakshmi will be present, where Vishnu (Narayan) is there. Speciality of Vishnu is that while we search for Lakshmi, Lakshmi is attracted to Narayan. Sridharam – Lakshmi attracted by Narayan. SRIM in Sridharam helps us to establish peace, and destroy evil.
Why we need Rum? When money comes, first confidence will come and then ego will come along with that. Thanks to Rum ego will be removed and Solar Plexus chakra will be balanced.
Lalitham Baskaram (sun)
If there is confusion, it gives clarity. If you want to know the truth and something fishy is happening, chant this mantra.
It will not make you look behind your life. You will keep moving forward as it creates step by step advancement.
Sudarshnam means light. “SUYA Dharshan” means knowing oneself. Seven to eight Bija mantras are inside this mantra.
Advantages of Lalitham Mantras
All the three are useful to handle Shade Sani.
They can be chanted to handle difficult situations too, for it will bring light into the situation.
You can do it while walking or sitting. It will improve total Punniyam (good karma). You can put Chin Mudra or Acceptance Mudra while chanting this mantra.
Change Your Misfortune
My husband manages the budget for a prestigious organization.
When the annual audit was done, it was found out that there was a discrepancy in a particular account and he had approved it. Since it was pertaining to the beginning of 2008 he was not able to recollect that incident.
He was afraid he might lose his job. I tried to convince him that things can’t be so bad, and he should wait and see if he is able to resolve it rather than imagining things. However, he was too low and stumped.
As per consultation with Naran S. Balakumar, I chanted Change Divine Order.
Within 10 minutes of chanting, my husband was settled, had a shower and was indulging in normal work at home. His behavior was a total contrast to what it was an hour ago. He stopped talking about the issue and was confident that he would be able to resolve it. He had a good night’s sleep too. Whenever he is disturbed he can’t sleep well at all.
I continued chanting when he went to office next day. Surprisingly he didn’t speak about the issue even when he called me during the day. Therefore, I called him at noon and asked him what happened. He found out that he was not responsible for the discrepancy and neither had he approved it. He was able to resolve it during the first 15 minutes in the morning.
Change Divine Order
It means change to divine order. Change Divine Order could be chanted for the following situations:
- For countries in crisis like Sri Lanka
- For the racist situation in Australia
- It will put you in a healthy mode – especially you can handle any pain (neck pain for example) then.
- When you are recovering from sickness,you want your organs in the body to get back into rhythm and in harmony with one another.
- Every time I see my street next to my house unclean, chanting these SwitchWords help the government-employed cleaners to clean up their act
- You want to cleanse your room, but you are not doing it. You keep postponing it. If you chant “Change Divine Order” then either you will clean it yourself or get the help from somebody.
- There is always a problem in the street, whenever there are rains. Water will be knee high as the drainage system doesn’t function well. Now they are in the process of constructing a new one. I believe it is due to “Change Divine Order” Switch Words.
Dancing To the Tune of the Dance Teacher- Budget Expenses
You are performing a function. You can complete the function within the specified budget, if you take Bach Flower Remedy Mimulus.
In a typical dance arangetram (debut performance on stage), Mimulus has to be taken –for fear of stage.
Kamala’s teacher told her to get a silver chain to use it in one particular dance. Whatever the dance teacher tells you then you have to buy that. We can’t go against her word – especially during the arangetram, just to make sure everything goes well.
Without trying to concentrate on what the teacher said, immediately Kamala went to a jewellery shop and enquired about the price. It was quite expensive and beyond the budget she had planned. She hesitated to buy and chanted Mimulus.
The shop keeper asked her the reason behind the purchase. He suggested a garland made out of copper coated with silver, which was 10% of the cost of the silver garland and within her budget limits too.
The dance teacher later mentioned that she wanted only a silver coated garland.
Mimulus is a good remedy to handle your expenses within a budget.
Chinese Exercise for Abundance
Whenever Revathy is in need of money, she will do the Chinese exercise for abundance a few times. Immediately she gets the required money.
Procedure to do the Exercise
Right hand palm facing up, while Left hand palm facing down. Push the right hand up as though you are doing a weight lifting. Push the left hand downwards as though you are pushing something down. Do it three times. Chant ‘Find Count Now’, for each push one word – first push ‘Find’, second push ‘Count’ and for third push ‘Now’.
Switch hands by keeping the left hand up and right hand down. Repeat the exercise.
Do the above few times.
Please click the following link to see a demonstration of the exercise:
http://www.luktungkuen.org/exercises/ltk_exer10.htm and click the video button.
Getting Back Your Dues
I once again come to you, looking for your support. I have this Insurance Agent friend of mine to whom I had lent 1 lakh rupees by February this year. This money, I had withdrawn from my Credit Card and lent it to him on the assurance that he will pay back the full money with whatever the interest within 3 months.
However, it’s been almost 10 months since the money has been lent and now, he is not paying the CC dues nor he is giving me back the money to pay in full. The interests have doubled now, and he is not picking up my calls even nowadays. I don’t know what to do, I’m already under tremendous financial stress on the personal front and I am not able to digest the fact that this good friend of mine is trying to cheat me.
Please help me with your insights on how I can get the money back from this friend. Thanking you in anticipation.
You can chant the names of the Bach Flower Remedies – Sweet Chestnut, Rock Water, Chestnut Bud, Willow and Pine two hundred times, for three times a day.
Take a small piece of paper. Write your name and his name. Draw a circle around the name. Draw five concentric circles around the first circle. Write the name of the flower remedies in the gap between two circles, one name per gap. Keep it somewhere in your house. Daily see this paper and just read out the names once.
Also, download a squirrel picture and keep it under pillow. Let us see what happens.
It’s really amazing – I wrote to you and when I was about to go to a meeting I got your response. I just started chanting the names suggested by you on my way to the meeting and while coming back as well. What I see on my return is a cheque for Rs.35000/- sent across by the person as part payment with an assurance that the balance will be paid before the end of this month.
Now, I have another problem – the dues from him has actually doubled and I don’t know how to ask him to pay me that – while he has paid the minimum dues in the credit card for the initial 3 months – post that I have been making the minimum dues from my end.
I thank you profusely for this wonderful remedy that you had suggested. I shall continue chanting the remedy that you have suggested already – and if you have any other remedy for me to get the balance amount in full it will be really nice.
Thanks and regards
New Unexpected Avenues for Money
Your “Living with Awareness” class was very good. I felt that your questionnaire on money had a good amount of healing techniques behind it.
On Monday, I received two calls; one was from a client in Chennai and another one from a friend in Mumbai. Both are related to audits. Both of them called me up to find out what (my) name should be there on the cheque(s) they are about to send.
The total cheque amount is for Rs. 70,000/-. In both the cases, I have not put in much energy or time. I have seen the files in the system and simply approved it.
What I’m trying to emphasise is that money can come from new avenues as well as totally unexpected ones. In fact, we were all saying that “money does not grow in trees” etc. These incidents prove it may not be true after all.
– Mrs. Sasikala Ravivenkatesan
Loans please leave me alone!
Rajesh is an employee in a national bank. He has taken loans in whatever way he could from his organization. Every month nothing is left from his pay check. He was only taking more and more loans. He consulted an astrologer. They asked him to wear a ring made with a Yellow Sapphire stone.
Now, this only increased the debts, as Yellow Sapphire (Jupiter) will expand whatever your status is – good or bad. So I asked him to remove the ring. Gave him Blue sapphire pills (Saturn for restriction of his debts) worth just Rs. 50/- and asked him to try for a month.
Next month when Rajesh turned up he remarked, “What a magic! I am not getting in to any new debts. In fact, I could manage my expenses within my salary. I am paying back my debts too”.
Clear Your Credit Card Payments!
My Husband Sachin had payment due towards Standard Charted Credit Card. He was only paying interest for last 2 years and was unable to clear it.
Two months back, I read this article in your website, “Lalitham gave a helping hand”. I shared with him the article and asked him to chant the mantra, “Lalitham Sridharam Lalitham Baskaram Lalitham Sudarshnam”.
However, Sachin asked me to send an SMS so that he can remember the mantra and chant it whenever he is free. I used to check with him if he is chanting and he used to say yes.
Two weeks back, the Credit Card people had called him to give him a final warning. He was too much worried on how to arrange the money for final settlement and shared with me his worries. He had applied for a loan, and it got rejected. I had encouraged him to wait and see, as whatever happens, is for the good.
I immediately recalled this article, started searching for it in your website and forward the same to his email. I also started increase the chanting. He also started chanting.
After two days, Credit Card people had called. They told us that they can waive up to 1000 Bahrain Dinar i.e., almost 1.10 Lakh rupees.
Again, we did not hear from them for 10 days. I was chanting to waive of up to 500 BD. Today morning I told my husband to speak with them to finalise for 500 Bahrain Dinar. He said that they will not accept. However, I was continuing to chant in my mind. My husband called me in the afternoon to tell me that they had asked him to pay only 500 Bahrain Dinar, in two instalments.
Now he says that he wants to speak with Naran and thank him. In addition, ask for his help to deal with his other issues.
I have no words to express my gratitude to you Naran. I am speechless.
Dare 2 Do IT! May 29th 2009 - Countless Help
I am learning car driving during week ends. My instructor was in a need of money to pay for his son’s admission. I told him to chant FIND COUNT and he did the same. Next day, he told me that he got Rs.4000/- from his friend who returned his money due to him after four long years.
I offered him Rs 1000/- for his son’s study. He said he could manage his funds now. I thank you and SwitchWords.
A Miracle Is Ready To Happen
I was writing angel number 520 prior to election.
One person came to my house and gave three election identity cards of my self and my family members saying that ward counsellor had sent those cards to me. I was very happy to receive the same since I had to take leave or permission from my office to collect these cards. The same ward counsellor denied getting these cards when I requested him. This is a good miracle (1st time I wrote 520). By writing 520 what is needed for us happens and we should not worry for the same. Just keeping faith on these angel numbers will work well.
How the angel number 520 has helped Malini? Who will deliver the voter identity cards? They would have kept with them and cast the bogus votes!
Manage Wedding Expenses
Bach Flower Remedies and SwitchWord provide timely help for somebody to manage wedding expenses!
Priya hails from a lower middle class family. She lost her father when she was very young. She was brought up by her mother, who is an elementary school teacher.
When Priya’s marriage got fixed, Priya and her mother were excited and very happy.
However, the financial aspect of the marriage made them worried due to their precarious financial situation. Help was coming but very slowly. They found out that they were short of Rs.1.75 lakhs – based on the budget they have arrived at, after pooling money from all the possible avenues and sources.
They took Bach Flower Remedies Sweet Chestnut and Walnut (morning and evening). In addition, they chanted the SwitchWord “COUNT” one-hundred eight times every day.
The marriage got over. To the pleasant surprise of Priya and her mother, Rs.1.75 lakhs came from unexpected quarters and on time.
Getting back the money you rightfully own
Make a Good Bargain
You want to sell something. You always come across people who bargain with you. If you take Bach Flower Remedy Agrimony, whatever price you ask for, they will pay that.
Proper Property Distribution
You expect a quarrel during property distribution in the family. You do not want any quarrel or face conflicts. If you don’t want any fights, then take Agrimony with you as it is a peacemaker.
Agrimony deserves a Nobel Prize for Peace
Think of Kashmir and spray Agrimony on the map where Kashmir is located. Definitely you will bring in peace there.
You want to know the Mind of Your Partner
An Agrimony person will not reveal and hides her feelings from others. She will always be smiling, hiding the worries inside. If you look at her you can’t figure it out as she hides her inner turmoil. If she takes Agrimony, she will reveal her feelings to you. If she is not willing to take it then you can chant Agrimony visualizing her. She will definitely come out of her shell.
A Sleep Remedy
What’s the behaviour of an Agrimony person? In the night, he can’t go to sleep easily as he will be worrying at that time. When he is alone he will be worrying. He will work overtime as nobody is at home. He will resort to drinking and will say, “I drink to forget my worry and tension”. Agrimony is one of the remedies included in the flower combination for sleeping.
Restless leg syndrome and Hyper Tension
The restless leg syndrome can be healed by Bach Flower Remedies Agrimony and Impatiens. The body is trying to remove the tension by shaking the legs. He is not opening up by discussing the problem and revealing it. Where else it will go? This will turn into hyper tension. When problems are buried inside, it will come out as hyper tension. This is due to expectation of society, which says, ‘whatever problem you have, you have to smile and face it’. On the contrary, we have to show our feelings. This attitude is also expressed in the form of, ‘I don’t want to disturb others’
Lalitham gave a helping hand
Venu had taken a three lakhs rupees of loan from a bank. He could pay neither the principal nor the interest and his bank debt increased to 12 lakhs of rupees.
He started chanting the “Lalitham Sridharam Lalitham Baskaram Lalitham Sudarshnam” mantra. After three months of chanting the mantra, he received a letter from the bank stating they have waived most part of the loan. He just had to pay 2.5 lakhs loan with an instalment of Rs. 20,000/month, with no additional interest.
He did not have the capacity to pay the instalment too. Surprisingly, his elder brother volunteered to pay that money every month.
Be happy! Be Wealthy!
With the help of Abundance CD…
The Abundance Program aims to achieve the following:
1. To free from any financial worries
2. To earn money easily
3. To have constant inflow of money
4. In addition, to be happy
In the CD, a new technique is incorporated. Switch words meant for money is used in the CD, in a supraliminal way. You cannot hear them. Therefore, the words bypass the conscious mind easily and bombard the subconscious mind. You will only hear the music and not the words, which are played for more than 20,000 times subliminally. Every 12 minutes, Lakshmi mantras are played too.
You can play the CD with or without the headphone.
The Abundance CD is available in the Bach Flower Centre. It costs Rs. 100/- per CD. You can either listen to the CD using Head Phones or play it on a stereo player.
If you want to receive it by post, the price of each CD is Rs.150/ plus courier charges of Rs.50/- (within India).
Either pay by DD favouring S. Balakumar (or)
Transfer money online:
Standard Chartered Bank, New No.59, G.N. Chetty Road, T. Nagar, Chennai – 600 017
S. Balakumar, S.B.A/C. No. 436-1-005392-7 SWIFT:SCBLINBB XXX
Here, Hema shares her experiences using the Abundance CD.
I bought this CD during the workshop in Raj Bhavan, 2010. Though, I did not listen to it for quite sometime.
A Golden Opportunity
Sandeep, my husband, had an enquiry from some buyer about the flats he was trying to sell on behalf of his relatives. He was so depressed one day and told me that it is not happening.
So, I wanted to use this opportunity to test whether the Abundance CD works J Therefore, I played the CD when we went to sleep. Sandeep used to get very irritated whenever I play meditation CDs, as it would be time to go to sleep then. Often he claims that it is a great disturbance to him.
Suddenly after 3 days he asked me about the Gold business that my friend Rajam was doing on commodities. I didn’t know the details. Therefore, he himself called her and asked her about it. The CD was playing, when he was asking her this info. He got all the details from her and then called the broker to ask for more info.
I continued to play the CD in the house. Though, I had stopped playing it now. However, he would start playing it as soon as he gets up, without knowing the purpose of it.
Then, he got all the details he wanted. He told me within a day that he had actually saved about 30,000 rupees. I least expected this. He always goes bankrupt every month, but I don’t know how he managed to save this money.
Received his dues unexpectedly
He also told me that he had spoken to his friend who owes him 75000 for almost 4 years now. He promised to return 30000. I didn’t believe this. However, that money also got credited yesterday and my husband wants to use it for his business.
He was promised that he would get the PF amount also within this week which was pending for more than 6 months now.
All these are happening is a miracle!
In addition, I received a bonus to top it up
From my side, I also got my retention bonus, which I had not expected. I had to sign a bond for it, which is a different story J
Donors don’t run away from me either
This CD works to such an extent that I am collecting money to donate to an orphanage institution and money is pouring in like wonders. I had expected Rs. 20,000, while already I have received 45,000 as donations.
All I can say is a BIG THANKS to You
Dear Naran, I had troubled you in many ways but you had kept up your calm and always blessed Sandeep and me — right from my marriage till date. I am sure Baba would have sent me to you.
Mantras for the Modern World from July 24 2010 Monthly Meeting
Avoid Financial Crisis
I came out of financial crisis within 24 hours by chanting the mantra, “Lalitham Sridharam Lalitham Baskaram Lalitham Sudarshanam”.
For Successful Job Interviews
Before going to interview chant the mantra, “Ambika Anaadhi Nithanaa Ashwaroodaa Aparaajithaa”.
Handling Eye Problems
Lalitham Lambodaram Lalitham Baskaram Lalitham Balachandram
You can’t separate this mantra like a compound. You have to chant them together. However, Lalitham Lambodaram can be chanted separately.
This mantra combination is very effective for eye problems.
- From any eye problem, it can restore vision of the concerned person.
- Eye operation will happen successfully and proper vision will be restored.
Lalitham Baskaram alone is good for eyes. Not to have regression after recovery, Lalitham Balachandram is added. It also takes care of the circulation part. Circulation is minimized due to age. Lalitham Balachandram improves ocular circulation, specific to eyes. Eye problems will not come. Therefore, have no fear.
Safe and Secure Mudra
Thumb touches the ring and little fingers, on both the hands.
- You will sleep like a child.
- If there are a lot of worries, you will be able to release it.
- When you think you have a financial problem, not able to meet your financial issues or whenever you need money, then do this Mudra.
- When you want money, chant the switch words, “FIND COUNT DIVINE”, while doing this Mudra. Even if you don’t have a source to get money, you will still get it.
FIND – find by chance or by luck.
It is a command to the subconscious mind, directing it to find the money somewhere, because I want to COUNT.
DIVINE means find it miraculously.
Other benefits of this Mudra are:
- This Mudra also can erase any bad name. You don’t know how to mend your status in life.
- This Mudra activates moon energy in you. You will become popular when moon is activated.
- Moon is also required for harmony.
- When a person is angry we always have a tendency to resist and react with anger. This is our natural tendency.
- When somebody criticizes you, then be in this Mudra. He will go away or his anger will come down. When you change your energy, the opposite person’s energy has to change too.
- Whenever you are angry or feel irritated then do this Mudra. It is a relationship Mudra.
- This is also a stress buster.
- You can chant flower remedies while doing the Mudra.
Bach Flower Remedy Combinations Monthly Meeting Aug 2010
I am not an optimist: take Bach Flower Remedies Gentian, Larch and Pine
For meditation: Clematis and (gem remedy) Amethyst
To Spend money within the budget – Mimulus.
Getting your money back
Take Chicory, Rock water, Chestnut bud, Vine and Sweet Chestnut – for getting the money back.
Traits of arrogance and stubbornness (in not paying the money) can be seen in Rock Water and Vine.
Chicory for one being possessive about money. Those who are in negative traits of chicory will not easily pay back what they received as loan.
Chestnut bud for escaping tendencies.
These remedies will help you to collect the money.
Write your name as well as that of the opposite person, and the names of the flowers. Everyday see the paper.
Hornbeam, Wild rose, Gentian and (another type of flower remedy) Hibiscus: to have enthusiasm in our work and be optimistic as well.
Attract loving people
To attract only loving people: Holly, (gem remedy) Kunzite.
Kunzite will open up the Heart chakra. Keyword for Kunzite is compassion. It’s a very costly stone somewhere between 5 to 10 thousand rupees. In addition, it is very difficult to get the right stone and it is rarely available in USA. But this is available as pills in the Bach Flower Study Centre, Chennai.
Keep Beech, Walnut and Chestnut bud in the room, where negotiation takes place. If you expect a conflict during the negotiation, add Agrimony to the combination.
You want to leave the land without any dispute or encroachment – Agrimony
Somebody is possessive of your land and not giving it up – Chicory and Vine
We curse them because he is not leaving – Willow
They have stubbornness – Rock water
He will say that he will go, but won’t go – Chestnut bud
Demanding a lot of money to vacate the land: Chicory
For any issues with land, chant the mantra “Namashivayam”. Somebody has usurped the house, chant Namashivayam. Whenever you think about them chant this mantra.
Recruit a staff member
You want to select a person. There are many who are competent enough to fill up the post. Your mental state could be one of these:
We are desperately trying to get good staff – Sweet chestnut
I only want the people I want – atypical expression of those who need Water violet. The plant of the flower Water violet is inside the water. In the same way,the Water Violet person is within his shell. To come out of the shell, one needs Water violet. You will attract the person/place of your choice.
Our search is not producing the result we want – Oak (by taking it we would try differently)
Cerato to end the search.
Resolve your financial issues
I had been trying many ways to increase my finances and increase higher and continuous inflow of money into my life. My ambition and dream is to have financial freedom.
Recently I came to know about switch words. Do switch words work 100%?
Actually, I am writing this mail to you mainly for the ‘Abundance’ CD that will work on the subconscious mind to attract more money into my life.
I will ship the CD.
Switch words will work 100%.
Tell me what you are doing. Is there any problem with earning? Why do you want to have more money? What will be your state of mind if you don’t amass wealth? What feelings and thoughts that will come to you then? What will you do with the money?
You asked me why I want money. It’s like you asked me why I want food and clothes.
I come from a middle-class background where our life is always decided by lack of money. We have to think 20 times to spend 10 rupees. Almost all the problems in my life and my bitterest experiences were due to money.
I don’t like my work either. But have to do for money. I don’t like the place. I don’t like my present life. Life is full of compromises. I don’t have financial freedom. I want a life of my own.
My father says ‘to come up in life, we have to work very hard.’ If that is true, a labour person works very hard but hardly gets even food. As Deepak Chopra says the shortest way to get anything is correct not the hard way.
So I turned to spirituality to raise my standard. Not only my financial development, but my spiritual and all-round development is dependent on money. I feel switch words are a gift to me from the universe for my years of quest to change my life. Please help me with effective ways to manifest money along with switch words.
Chant “WILLOW RELEASE RESISTANCE FIND COUNT DIVINE” 200 TO 300 times daily.
Release all your aversion to the present state. Any state we have to accept and overgrow it.
“I don’t like my work. I don’t like the place. I don’t like my present life. Life is full of compromises. I don’t have financial freedom. I want a life of my own” – if these thoughts occupy the mind, money will not come. Money will flow in when you willingly accept the situation. Any situation is designed by God.
Start liking the job. If you do it with aversion, and don’t contribute your work with full heart, you are stopping your growth. Daily thank the company who gave you the employment. Thank all the people in the office. Start liking the place. Compromises are there in everybody’s life. They are made to move forward in life and not to get stagnated.
Write “DIVINE LOVE MANIFEST IN MY HEART”.
I will also send you the CD entitled “I Love Myself” also, in addition to the Abundance CD.
Best of luck
Willow: a Bach Flower Remedy to handle resentment and aversion
Release Resistance: switch word to release our resistance to growth, abundance and success
Find Count Divine: switch words to find money
I Love Myself CD: a subliminal CD to help you love self, relationships, career and life in general
Abundance CD: to accumulate wealth with happiness
Mantras for Marriage, Prosperity, and Well-being
For marriage purpose “VUM OM YUM, YUM OM VUM” can be chanted.
Marriage not getting fixed even after many efforts
OM GAM GANAPATHAYE NAMAHA
If the marriage is not happening even after a long period then chant OM GAM GANAPATHAYE NAMAHA. For others you can do concentric method or two circles method connecting each other can be used. For those who could not find a proper match for marriage this mantra is used.
OM GAM GANAPATHAYE NAMAHA can be written by all. Writing this way is called as Likita Japam. If you write it in left hand (non-dominant hand) it is even more powerful.
As it is a prosperity mantra it can be used by all. If you do not know the source of money (for prosperity) then you can write this mantra many times. The mantra knows the intention behind your writing – whether it is for money or marriage.
It can be used for removing obstacles also.
Feeling alert after sleep
First we have to increase the fire element for which we can chant OM RAM NAMAHA. While sleeping we suddenly get up. The nature of fire is that it will never go down. But the nature of water is that it will always go down. It will always go towards the pit. For the fire to burn properly good air is required. For that chant Om Yum Namaha. If you chant both the bija mantras “OM RUM NAMAHA OM YUM NAMAHA”, we will become fully awake and we will be alert.
Improve your immunity
OM HOWM VUM JOOM SAHA
This mantra will improve the immunity of the body. It also purifies the atmosphere and it purifies the intra-cellular space. If you do this daily before bed, that place will not get earth quake. Such places will not be affected by earth quake up to 200 meters radius. When you are eating or drinking anything we can chant this mantra. But before eating or drinking anything, chant OM SURYAYA SWAHA, as it will purify the food.
Let the food provide nutrition to your body
OM SURYAYA SWAHA SURYAYA IDHAN NA MAMA – meaning I have offered this to you Oh Sun God and it is not mine. Before eating we have to chant this. Then only the food we eat will give nutrition, health, vitality etc. This can also be chanted when you receive money from somebody. In fact we can use this for whatever we receive from others.
Got my US Visa approved after lots of issues
Below is the case history you had wanted me to send you, Sorry about the delay… I want to mail you after I got my passport, which I got only on Monday.
I came to the US about 3 years back on Student Visa (F1) and after finishing my studies I applied for a Professional Working visa (H1B) this year. After my 2 year studies I had an OPT period of one year, where I will be allowed to work legally in the area of my study.
During my OPT period I had a personal emergency and had to travel to India. I was not aware that during this period if I leave the country, I will not be given the “Change of Status” automatically (from F1 to H1B). Without obtaining the new status, I won’t be eligible to work.
In addition, to get the H1B status I will have to go to my home country immediately after my OPT expiry, get the H1B stamping and then come back into US.
To make matters worse, my employer had forgotten that I had travelled too.
About 3 weeks back my employer received the H1 documents and this issue came to light. I was asked to go to India immediately for my H1 stamping. The situation now is such that if anyone goes to India for their stamping they are held back there for about a minimum of 2-3 months, as they have very strict rules in place now. Some of my friends who left this year beginning have still not returned back.
The only option for me was to try and go to a neighbouring country. But, the catch was since this is my first H1 stamping I will have to go to my home country.
The second concern is that there is no guarantee that the consulate I go to for my interview will have my information available in their system. In that case, if I turn up for my interview and my details don’t exist in their database I will have to stay in that country till my information reflects in their system (for about 10-15 days).
Or the worse situation will be I will be asked to go to my home country for my stamping. I didn’t have a choice but to risk it all and give it a try.
I immediately got in touch with Naran S Balakumar and he asked me to chant “GORSE WILD ROSE SCLERANTHUS MIMULUS”.
Last week, I left the US for my visa stamping. The day I was leaving the US I got in touch with Naran again. I told him about the uncertainty I was facing. He asked me to chant “WATER VIOLET ROCK WATER LARCH GENTIAN WILD ROSE”. In addition, I have to call upon the animal spirit “WOLF”, request Wolf to interview me and ensure my details be available in the consulate’s system.
Fortunately, I had one of the best experiences ever, as my friend’s father is a Diplomat in the Indian Embassy. Due to which, I got a “Red Carpet” greeting during my visit. I stayed at my friend’s parent’s house for about a week. On the day of my interview to my astonishment I was asked only 2 questions – one about my employment and the other about why I had come there for stamping rather than going to my home country. That’s it! No more questions! My Visa was approved!!!
What made the whole experience pleasant and memorable is that I was in a foreign land where I had a place to stay. I was taken care of very well. And everything was taken care off for me!!!
I am very grateful to Naran S Balakumar for all his help during this difficult time.
GORSE: when you feel hopeless about a situation
WILDROSE: not to become apathetic if visa application is rejected
SCLERANTHUS: for the confusion, whether to go back to India or not
MIMULUS: fear of getting Visa application rejected
WATER VIOLET, ROCK WATER, LARCH, GENTIAN and WILDROSE: a good combination to get your visa or get our done in the Indian government offices.
WOLF: the animal spirit can be called upon for any kind of help
Desperate financial situation
I read in your other post that angel number 520 produce miracles. Can I write 520 on paper for finding jobs and helping in bringing me money to pay for my rent and bills? I am dealing with a financial situation. I was wondering if I can use 520 COUNT. Please advice.
When you are desperate and don’t know the source, chant 520 FIND COUNT DIVINE, as many times as possible.
Remove financial worries
To overcome any financial worries KING FISHER will help. If one has financial worries he has to meditate on King Fisher then worry will go off and finance will come.
Too much financial worries, even though you have enough money in your hands: SQUIRREL
Money is over before end-of-month
Whenever you want money you can call KING FISHER. Especially, during last week of the month when you worry about providing for the family, or during school season/college admission, call upon King Fisher to manage the financial requirements.
Cut down Unwanted expenses or money is over by 10th: SQUIRREL
Couldn’t save money at all
When you think that there is no savings you look at the picture of CAMEL.
CHIMPANZEE can also be used to save money.
RAT: when you have the desire to save more and more
When you think that your income is insufficient, lack of money, then you can meditate on CRANE and you will get money as much as you need.
Plenty of abundance
FROG represents abundance. For plenty and abundance seek its help.
KANGAROO: when you believe in lack (don’t believe in abundance). To make the business progress by leaps and bounds kangaroo will help.
No shortage of funds
CRANE is also for abundance. So you can paste the picture of Crane in the south-west corner facing north in the house so that you will not have the feeling of lack in the house. That is there will not be shortage of funds. While meditating of Crane one has to shift his attitude to “Attitude of Gratitude”. Crane will always gives money, so you always think about the past where you had sufficient money, and keep thanking for those good events that have taken place in your life.
Nobody can cheat you
If you have CROCODILE picture with nobody can manipulate or cheat you. Many come for a donation. If you have a crocodile picture then persons who are not genuine will not come to you for a donation.
Come out of tight financial situation
PYTHON: it will also release the financial tightness.
HORSE for any tight financial situation where your earnings are restricted
To start earning money, and there will be no financial problem as somehow you will get money: SQUIRREL
You can carry the photo of PYTHON to manage to hospital expenditure.
When a house or property deal is not completed then CHAMELEON can complete the deal for you. Last minute cancellation of the deal will not happen if Chameleon help is sought. When we get impatient that a job or deal (say land deal) hasn’t been completed yet, take the help of Chameleon.
Work through property dealings, from starting till closing the deal, to speak smartly and tactfully: FOX
When there is negotiation you can keep a picture of WOLF with you. Wolf is the only animal which comes immediately when you call him.
Settle property disputes
HORSE will help you to settle any dispute
KIWI is the one bird which can help in property disputes.
So in all negotiations you can keep photos of KIWI, HORSE and CRANE.
Manage a huge loss
When financial loss is mounting you can keep the photo of CHIMPANZEE. It will stop you from further loss and will not allow that person to go bankrupt.
OCTOPUS: it helps you to recover and regenerate from a financial loss.
Is this business offer good?
A business offer comes, you want to know whether it is good to accept it or not. Animal Spirit Guide CROW will help you to figure it out. Keep its picture in the pocket till you take the decision.
Make a sound investment
SQUIRREL: For wise investment. We don’t know how to invest and the company where we have invested will not do well. To handle all of them, call upon Squirrel.
Note: Money will not be safe if somebody promises more.
Get the Money You Want
My husband handles a lot of our home and business management issues and he often feels overwhelmed by too many problems and responsibilities that just land on him and drag on forever. Nobody else seems to take any responsibility or do anything competently. He feels he is always putting out fires and not having time to move forward. Are there any switch words or remedies I could use on his behalf?
- Keep a picture of King Fisher under his pillow.
- When anybody is overwhelmed with work there are two remedies in Bach flowers. They are ELM and OAK. Write his name and circle. Draw one more concentric circle and write these flowers. Daily see them and read them.
- You can use switch words RELEASE RESISTANCE COUNT MOVE ON. Chant or write them on your husband’s behalf.
King Fisher: is a bird. It will help anyone find new sources of money
Elm: will make you handle multiple things at the same time – like for example, organizing a wedding, where you need to be multi-tasking
Oak: work smarter and get your things done
Release Resistance: After making several efforts, the desired results are not accomplished. It means there is internal resistance in us, which stops us from achieving our objectives.
Count: to get the money you require
Move: to move forward in life and not stuck up in the current situation
On: no stagnation (remember the expression here: MOVE ON)
For Wealth and Welfare
On the day of the class on ‘Strengthen Your Relationship Cords’, in the morning, my client called up. In between, he told me that I had left a major work incomplete. I had completed all my assigned tasks for implementation of SAP and during the Go-live of the SAP package, they appreciated my efforts.
Then after coming from the class, I called him up and again he spoke in a very angry tone. I was very upset and got angry too. On Sunday, I called the help of “Dakini” and apologised to her. I told her I have been thinking that “he is paying me”, instead of her, who provides us all the wealth in the world.
Then, I went to his office on Monday. The fact that I was very angry was very much visible from my face. Later on he apologised to me several times and told me that I have completed everything and asked me to raise my bill and get the money ASAP.
Further he has also had given me some more tasks to do. Thanks to you, Thanks to Dakini Devi.
Dakini is the goddess, who sits in our basic chakra and provides us all our wealth and security. By praying to her you could fix issues related to your money and work. Ideally, you need to heal your relationship cords with Dakini on a regular basis, for a sustained progress and welfare in your life.
I See Positive Changes in My Financials
I need help which switch word for my financials. I need a huge, huge sum of money by the end of this month. But I don´t have them. I am desperate. Can you please help me? I need the advice how often and how I should chant? I am so desperate and I don’t have anyone else to ask for the help.
Chant MUSTARD FIND COUNT DIVINE NOW ON. Chant this as many times as possible.
I have read that you sometimes suggest SWEET CHESTNUT and IMPATIENS, but in my case you suggest MUSTARD. Is there a difference in these words?
Yes there is a difference as healing varies from one person to another.
Thanks for your answer. I have chanted MUSTARD FIND COUNT DIVINE NOW ON since you gave me the words yesterday and somehow I feel something inside me. Can’t explain what it is, but it seems to like the words are talking to me… Strange?
Loona (after two weeks)
I have now chanted the suggested words you gave me and already I have seen some positive changes in my financials. I am so grateful and just would like to thank you. I will continue chanting the words; there are still some changes I need. But the switch words are magic, I feel it inside me.
Mustard is a Bach Flower, the key word of which is “Huge Huge Money”. Mustard only can generate so much of money.
Find Count Divine is the standard switch word combination for finding money.
When you want it? Now
And you want it non-stop without fail: On
Fulfill Your Desires Easier
I have gone through your blogs. Lalitham mantras are fantastic and working well.
My family’s deity is Lord Muruga. For this can I chant “LALITHAM SUBRAMANYAM LALITHAM KUMAARAM LALITHAM SHANMUGAM”?
M has the power to go in easily, which I read it from your site only. Hence, this idea has aroused to me. Please clarify.
Your coining is wonderful. I think Lord Muruga is suggesting this through your question.
Whenever we want to have anything for us, we also should think in what way it can be useful for others. Through your coining of words, I am asked by the divine to explain.
Lalitham makes us always secured. Kumaaram protects us like Mother. In other words, when our mother is there beside us, we feel safe; we are confident; we are assured to get what we need (it is not “what we want”).
The one beauty with this combination is that you can chant this at anytime and surrender intending “He knows when to fulfill anything (for me) at the right time”.
Shanmugam is strengthening our link with the Mother Earth.
“GAM” is for steady abundance.
When it is coined with “Sha” your receiving capacity will increase.
“SUBRAMANYAM” (don’t say Maniam, but say Manyam) acts both on our Manipura and Heart chakras, releasing our ego and replacing it with Love.
When all the three “LALITHAM SUBRAMANYAM LALITHAM KUMAARAM LALITHAM SHANMUGAM” is chanted what will happen?
You will get the feeling that you are the child of God. What else we need in this life?
Best of luck
I keep fast on a particular day in the week and doing simple charity in temple as suggested by astrologer. Please suggest mantras to recite while giving charity in temple.
Chant “LALITHAM SUBRAMANYAM LALITHAM KUMAARAM LALITHAM SHANMUGAM”
Prayer for Abundance
For you, your parents, family and friends
Draw all the Reiki symbols.
“Reiki! Flow through me for the next 15 minutes and fill up Dakini Devi of my basic chakra with Reiki, expressing my thanks and gratitude. Bring the necessary golden magnetic rays of abundance to fill up all my chakras, all cells of my body, all consciousness of my mind, fill up all my father’s chakras, all cells of my father’s body and all of his consciousness”.
You may do the same for other members of your family, your friends and relatives.
Let Others Not Cheat You
The Mother’s Red Balsam Flower
Managing mean-minded people, who wants to cheat you
If any person is mean-minded and not giving your money… One might have taken your money and he is dodging to give it. He might be avoiding you or evading you. Paste the picture on him (write his name on a paper and paste), and meditate on the flower. Between brothers and sisters there is always a dispute whether to give the equal share to all-concerned. Then you could use this flower.
For voluntary agencies, to collect donations from people, they can have this picture or they could put the picture of Balsam in their letter-head. If you suggest to them, they might ask you to do it for them. For that we need to be generous.
If you visualize Balsam flower in your heart centre (chakra), you will attract people who are generous and who are not bargaining.
Making people fair to you
If anybody is unfair, aggressive, ill-tempered or spiteful, paste this picture on the name of the person (write the name in a piece of paper and paste the picture over it). Or visualize the flower in their heart centre. Thus, you can project the flowers on others the moment you think about them as they represent divine in this world.
Only Red Balsam has got the above-mentioned properties.
Sharing the property of the deceased brother, a case history
Recently a person died. That person has a brother and a sister. Within 10 days, a conflict arose between the living siblings of the deceased, over taking the property.
The sister came to me. At that time I didn’t have the color picture. Therefore, I printed the picture of the Balsam flower in black and white color and gave it to her. From the next day onwards, the quarrel about the property between them has stopped. It was resolved amicably.
Getting the generosity of others
I told her to always keep the picture with her. If you keep this flower in your heart centre, what is the message given to the other person? I am ready to give whatever you want.
Whenever you are ready to give what the other person has demanded you, then immediately the opposite person will stop his unfair demands.
You Inherit Not Just Your Ancestral Property
My younger brother got into the habit of taking loans with big interest rates. We sold a lot of our properties to get him out of that rut. Now, my elder brother who helped my younger brother get rid of his debt problems is getting much bigger loans. His actions reflect the same behavior of my younger brother. He doesn’t seem to listen to our warnings. What shall I do?
Is your father used to take loans?
No. He was a government servant. The only loans he will take from his office – to build our house and other such loans the government staff generally take. I never saw it as a harmful behavior. However, my mother used to pledge her jewels on a regular basis.
Both are loans. Loans are loans in whatever form they might be. So chant the mantra, “LALITHAM SREEDHARAM LALITHAM BHASKARAM LALITHAM SUDHARSANAM” projecting it on them by seeing them in your mind.
Visualize that they have so much money that they help a lot of people in distress, providing food to the poor, paying fees to their children and so on.
What’s the advantage of this method? By changing their past, you are changing their future – even if both of them are not alive now.
Thus, you are securing a bright future (lifetimes) for them. Isn’t great gift for them? The advantage here is without any advice your brother will stop taking loans and you will never fall into that trap either.
We inherit our parents’ behaviors. Let us make use of their good ones and nullify their bad ones